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Take Advantage of Loan Pre-Qualification

The Advantages

Know how much house you can afford.

Know how much cash you will need for the down payment and closing costs.

Simplifies pre-approval.

Gives strength in negotiating and winning a contract!

A number of factors determine the price range of real estate homes for sale you'll want to preview - one of these factors is ... loan pre-qualification.  Common questions are do I qualify for a home loan, what are the market rates, who do I contact for Richmond home mortgages.

As your buyers agent, we will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

There are many different types of loans to consider - FHA, VA, VHDA, Conventional and even Bad Credit Loans.  We'll refer you to a lender who will help you find the best loan for your situation.